Berkshire Credit Union combines world-class banking with a powerful NGO mission — helping everyday Americans achieve financial freedom through education, debt relief, and community investment.
"Our mission goes beyond banking. We exist to lift communities, dissolve debt burdens, and build a future where financial freedom is accessible to all."
From everyday checking to life-changing financial counseling — everything you need, under one roof.
Checking, savings, and money market accounts designed to grow with you. No hidden fees, just straightforward banking.
Explore PersonalComprehensive business accounts, merchant services, and commercial lending for enterprises of all sizes.
Explore BusinessCompetitive rates on personal loans, auto loans, home mortgages, and HELOC products — with flexible terms.
View Loan OptionsRewards cards, low-interest cards, and secured cards to build or rebuild your credit profile effectively.
See Our CardsFoundation-backed programs to refinance, defer, or eliminate student debt through our NGO relief initiatives.
Learn MoreIRAs, CDs, mutual funds, and financial planning services to help you retire comfortably and confidently.
Start InvestingSince 1962, the Berkshire Foundation has channeled over $120 million into transformative programs that lift families out of financial distress and create pathways to prosperity.
Free one-on-one sessions with certified counselors to negotiate, consolidate, and eliminate personal debt.
Grants and refinancing subsidies for eligible graduates — reducing average debt burden by 60%.
Structured settlement plans and interest-rate reduction advocacy for qualifying members.
Workshops, webinars, and one-on-one coaching to build lasting financial competence across all ages.
I was drowning in $47,000 of credit card and medical debt. Berkshire's counseling team helped me negotiate settlements and set up a plan I could actually follow. In 18 months, I was debt-free.
The Foundation's student loan assistance program reduced my $68,000 balance significantly. Their team handled everything — paperwork, negotiations, all of it. I can finally breathe financially.
Berkshire's 12-week financial literacy course transformed how I manage money. I now have a savings plan, an emergency fund, and for the first time in my adult life — I feel in control.
After losing my job, credit card interest nearly destroyed me. The Berkshire Foundation negotiated directly with creditors on my behalf, reducing my rate from 29% down to 0% for the settlement period.
Switching to Berkshire Credit Union was the best financial decision I've made. Higher interest on savings, lower rates on loans, and a team that genuinely cares about my financial wellbeing.
Berkshire approved our small business loan when three big banks turned us down. We've since grown to 14 employees. They didn't just fund our business — they believed in us when no one else did.
Trusted Partners & Regulators
Join 340,000+ members who trust Berkshire Credit Union for world-class banking, and access Foundation programs that could change your financial life forever.